The length of time does it decide to try switch your bank account?

That we provide your account will be fully switched in 7 working days if you use the Current Account Switch Service.

Just how do I switch my account to Card One cash?

Switching your account to Card One Money has not been easier utilizing the present Account Change provider. We are able to switch all of your Direct Debits, standing instructions and wages/benefits. To be able to switch your account give us a call on 0871 811 1881 (Calls price 11p per moment, as well as your phone business’s access cost) so we shall switch this over the telephone.

Does every thing on my account that is old get to my brand brand brand new account?

No, recurring payments, also known as continuous re payment authorities aren’t the main guarantee. They are put up utilizing your debit card details, in place of your account number and type code, and they are frequently employed for telecoms bills, gym membership and cash advance repayments. If you change to a Card One cash account, you will need to allow the ongoing organizations worried know your brand-new card details.

What the results are to any debit card deals that i’ve expected my old bank to quit?

The Account that is current Switch must not interfere using this procedure and any debit card deals you have actually expected your bank to quit should stay therefore after your switch.

If you’re not a bank, what exactly are you?

We have been an Authorised Payment Institution (API), running underneath the Payment Services Regulations authorised and managed by the FCA. The main disimilarity between an API and a bank is the fact that we’re perhaps perhaps maybe not certified to utilize the consumer’s cash for just about any function such as for example financing. There are some other key differences when considering a Bank as well as an API, such as for example various “Conduct of Business” and capital adequacy guidelines.

Is my cash protected by the FSCS?

As Card one cash aren’t a bank your cash is certainly not protected because of the FSCS. But, Card one cash holds hardly any money in your present account in a safeguarded account with our selected banking provider (Barclays Bank plc, nationwide Westminster Bank plc or the lender of England). Hardly any money on the card is held in an account that is safeguarded by the card providers (Fair Payments Ltd) chosen banking provider (Barclays Bank plc, nationwide Westminster Bank plc). Fair re Payments Ltd are really a subsidiary of Equals Group PLC. Registered Office: 3rd Floor, Vintners’ destination, 68 Upper Thames St, London, EC4V 3BJ.

I’ve a bad credit score; could I nevertheless have an account that is current?

Yes, it is possible to. A card can be got by you one cash account, aside from your credit rating lendup loans loan. We do not make any credit checks*, we could help you produce a start that is fresh.

Could I apply online?

Yes, you are able to. Click on here to perform our application that is online kind. When you yourself have any nagging dilemmas, or need some assistance, please telephone 0844 257 2500 (Calls price 7p per moment, along with your phone business’s access fee.) and another of y our advisors will make suggestions through the procedure.

Can I get my salary/wages paid into my account straight?

Yes you are able to. To obtain your salary/wages compensated into the account you frequently just have to produce your company together with your type code and account number. Instead, you are able to finish a wage mandate and hand to your company. Please contact Consumer Services who can manage to organize to deliver a mandate off for your requirements.