Totally realize Sara. I acquired my information as I’ve had an appearance from the number of payday loans in Arkansas upheld plaints against one that were refused. The main reason we state I read of the ombudsman decisions was that the consumer had been asked the questions about credit mitments and outgoings on the new QQ application form that it maybe reject for that is because of 2 cases. The FOS took it that QQ accepted the client on such basis as exactly what information the client provided. Then that is the fault of the customer not QQ if those figure were inaccurate. From the this 1 since it is exactly what prompted us to check out the in the past whenever device to see if i acquired it incorrect in addition they did ask, fortunately I happened to be appropriate they didn’t. The FOS worked in really mystical means for the reason that what one adjudicator would search for to upheld another will make use of it to reject. Constantly well well worth a spin however because what your ine and outgoings had been in the 1st application might be completely different the month that is next. QQ demonstrably knew their application form back 2008 – 2011 had been insufficient it to include outgoings and credit mitments but I couldn’t find out when they changed it because they changed. That’s why it really is well worth checking which one ended up being completed. All The Best

We kinda think that regardless of the simple fact that We borrowed over 17000 together with them , rolled them over on a monthly basis for 36 months, had numerous loans along with other loan providers, asked them to shut my account however they didn’t, destroyed a gf as a result of it, had been suicidal, We don’t care exactly what anybody states it had been reckless and I also would like them to acknowledge it. I’d a medication, liquor and gambling issue that thankfuly I have actually left out. If some body asks to provide you 1000 at four each day, would any person that is sane you that? It is not really in regards to the money in my situation, it is for my well-being. I’d like them to learn it wasn’t okay and additionally they took benefit of me personally. They could stick 500 i will cause them to feel a little bit of discomfort the same manner we did. Sorry to rant, drops mic

We made a plaint to quid that is quick 4 months ago, fast quid came ultimately back and stated it offers done every thing it will have. I wasn’t pleased and took it into the Financial ombudsman, after about 30 days looking forward to an adjudicator I became given one who contact me personally and did quid that is quick made the exact same offer that I asked for however they declined.

All interest refunded, 8% and all sorts of entries deleted from my credit history thus I is supposed to be getting simply over 2500 from their website when it comes to amount of 2010 to provide.

So stay with it every person. Personally I think like I’m finally straight straight back in charge of my entire life.

I’ve simply gotten a message from Quick Quid providing me personally 500, i will reject it regarding the foundation that

A. We borrowed over 17,000 up to the true point that I inquired for my account to be terminated.

B. They acknowledge that they continued to lend to me (I was in a bad place) after I requested my account to be cancelled,. They will have perhaps not supplied information on exactly just how lending that is much ended up being once I asked for the account to be terminated.

C. My mom had to bail me down 1000 to quid that is quick We have evidence of the deal, additionally the undeniable fact that on a single time she paid WageDayAdvance 700 and paydayexpress 500, which will show exactly how much difficulty I became in.

D. 500 is bull crap

Have you got experience of anybody requesting a free account to be terminated yet the lending company proceeded to provide? Can there be point of legislation to the impact? Undoubtedly there was a obligation never to lend further as soon as the account happens to be expected to be closed?

I might actually appreciate any assistance with this, i will fight and take this to your ombudsman.

Sara (Financial Obligation Camel) says

Hi Tommy, shockingly reckless financing. You don’t need to quote point of legislation, the Ombudsman discusses what’s reasonable :)

Many thanks for the answer, this is just what they wrote…

Although we offered re re payment help to further you our records suggest that the demand to completely shut your bank account had not been honored.

We don’t keep in mind them payment that is offering either! Can I write in their mind to inform them we reject their offer and will also be referring the situation towards the ombudsman?

I truly need to know just how much We borrowed once I asked for the account to be closed. Clearly they need to offer this? It’s gonna be over 10,000…

You think i’ve a decent instance for the ombudsman?

Actually appreciate your assistance with this, thank you.