Borrow as much as $50K unsecured

Personalised prices from 6.99per cent p.a. В№

Apply now obtain a quote Won’t affect your credit rating

Harmoney Investor Center

Browse our Investor Centre to see our prospectus and also to find out about Harmoney.

just just What our clients state

YEAH RIGHT. That title is thought by me belongs to HARMONEY. Many thanks Harmoney. When are you currently banking that is starting? Auckland, brand brand brand NEW ZEALAND

Simple, 100% online

1. Get to know you

Inform us regarding the loan and offer us some facts about your self along with your funds.

2. Get the loan terms

We offer you loan that is detailed together with your rate of interest, borrowing limitation, and repayments.

3. Get the cash

Accept your loan terms and offer some details that are final. Many loans placed in the market are completely funded in 24 hours or less.

That which we provide

$2K – $50K
Loan limitations
3 or 5 years
Loan terms
$200 or $450
Establishment cost
Early payment cost
  • All loans are unsecured
  • Prices from 6.99% p.a. – 24.69% p.a. В№
  • Your price is fixed when it comes to full lifetime of the loan
  • You’ll repay regular, fortnightly or month-to-month
  • Establishment cost of $200 for loans under $5,000 ВІ
  • Establishment cost of $450 for loans $5,000 and over ВІ
Get yourself a fast estimate

Get a fast notion of your interest as well as your repayements utilizing our loan that is personal calculator.

Have the loan that actually works for you personally

Spend more time residing much less time finding out how exactly to pay money for things you need.


No queues with no requirement for embarrassing one on one conferences.


Interest levels derive from your credit that is individual assesment maybe maybe not one-size-fits-all.

100% ONLINE – 24/7

As soon as your loan is authorized the funds shall maintain your bank account in 1-3 company times.

Forms of unsecured loans

Assist for nearly whatever you require.


Effortlessly combine your outstanding debts into one simple repayment and one fixed rate of interest.


Fretting about investing in training isn’t any assistance whenever you are wanting to learn. Reduce stress by addressing costs with training loan.


Got your attention on that used or new automobile? Our car loan might help allow you to get away on your way.


Generate memories because of the journey of a very long time. See family members, a travel that is favourite, or someplace you have always desired to get.


A marriage loan will allow you to attain precisely what in store for the day that is special.


Whether you have a company or are beginning a brand new one, a personalised company loan might help you kickstart your development.


A medical loan usually takes the stress away and stress of medical center costs and invite you to definitely entirely give attention to your quality of life.


A property enhancement loan may help you attain the living spaces that you have got imagined of getting.

We are genuine people so we’re right right right here if you want us

If you’d like assistance, simply contact us on 0800 427 666 or hop on to online talk and something of your above 30 professionals would be here to help.

Conditions and terms

1. Susceptible to approval and financing. Harmoney’s interest levels cover anything from 6.99% p.a. to 24.69per cent p.a. as they are provided in line with the borrower’s that are individual assessment based on Harmoney’s credit scorecard. To be approved and list your loan you have to satisfy Harmoney’s credit requirements and accountable financing needs. Costs, fees, stipulations use. 99% of loan requests are funded in 24 hours or less of loans terms being accepted (predicated on loans submitted in 2018) .

2. Establishment cost of $200 for loans from $2,000 to below $5,000 and $450 for loans from $5,000 to $50,000 . Fixed prices vary from 6.99% p.a. to 24.69per cent p.a. on 36 to 60 thirty days terms, without any repayment that is early.

Harmoney Limited (FSP373486), Harmoney Nominee Limited (FSP5904148) and Harmoney Services Limited (FSP593769) are certified to deliver a peer to peer financing service under role 6 associated with the Financial Markets Conduct Act, 2013. The conditions of the licences imposed by the Financial Markets Authority are posted.

Harmoney Limited, Harmoney Nominee Limited and Harmoney Services Limited are registered beneath the Financial Service services (Registration and Dispute online payday AR Resolution) Act.