Borrow as much as $50K unsecured

Personalised rates from 6.99per cent p.a. В№

Apply now obtain a quote Won’t affect your credit rating

Canstar champion 5 years in a row
Harmoney Investor Center

Browse our Investor Centre to see our prospectus and also to learn more about payday loans in Louisiana Harmoney.

Exactly just just What our clients state

YEAH RIGHT. I do believe that name belongs to HARMONEY. Many thanks Harmoney. Whenever are you currently starting banking services? Auckland, brand brand NEW ZEALAND

Simple, 100% online

1. Get to know you

Inform us regarding the loan and offer us some information regarding your self along with your funds.

2. Get the loan terms

We offer you loan that is detailed along with your rate of interest, borrowing restriction, and repayments.

3. Ensure you get your cash

Accept your loan terms and offer some last details. Many loans placed in industry are fully funded in 24 hours or less.

Get an estimate that is quick

Get an instant notion of your rate of interest along with your repayements utilizing our loan that is personal calculator.

Have the loan that works well for your needs

Save money time residing and less time determining how exactly to pay money for the thing you need.


No queues with no dependence on embarrassing in person conferences.


Interest levels are derived from your specific credit assesment – maybe not one-size-fits-all.

100% ONLINE – 24/7

As soon as your loan is authorized the funds shall take your account in 1-3 company times.

Kinds of signature loans

Help for pretty much whatever you require.


Effortlessly combine your outstanding debts into one effortless repayment and one fixed interest.


Worrying all about spending money on training is not any assistance if you’re attempting to learn. Reduce stress by addressing costs with training loan.


Got your attention on that brand new or utilized automobile? Our car finance often helps allow you to get down on the highway.


Generate memories using the journey of an eternity. See household, a travel that is favourite, or someplace you have constantly wished to get.


A marriage loan will allow you to attain precisely what in store for the wedding day.


Whether you possess a small business or are beginning a fresh one, a personalised company loan might help you kickstart your development.


A medical loan may take away the stress and stress of medical center costs and invite one to entirely give attention to your wellbeing.


A property enhancement loan may help you attain the living spaces that you have got imagined of experiencing.

We are genuine individuals so we’re right right here if you’d like us

If you’d like assistance, simply contact us on 0800 427 666 or join to online talk plus one of our significantly more than 30 professionals would be here to help.

Conditions and terms

1. Susceptible to funding and approval. Harmoney’s interest levels are normally taken for 6.99% p.a. to 24.69per cent p.a. and therefore are provided on the basis of the borrower’s that are individual assessment relating to Harmoney’s credit scorecard. To be approved and list your loan you have to fulfill Harmoney’s credit requirements and lending that is responsible. Charges, fees, stipulations use. 99% of applications are funded within a day of loans terms being accepted (according to loans submitted in 2018) .

2. Establishment cost of $200 for loans from $2,000 to below $5,000 and $450 for loans from $5,000 to $50,000 . Fixed prices are normally taken for 6.99% p.a. to 24.69per cent p.a. on 36 to 60 thirty days terms, without any repayment that is early.

Harmoney Limited (FSP373486), Harmoney Nominee Limited (FSP5904148) and Harmoney Services Limited (FSP593769) are certified to offer a peer to peer lending service under role 6 associated with Financial Markets Conduct Act, 2013. The conditions of those licences imposed by the Financial Markets Authority are posted on

Harmoney Limited, Harmoney Nominee Limited and Harmoney Services Limited are registered underneath the Financial Service services (Registration and Dispute Resolution) Act 2008.